Pre-Screening & Underwriting
Unlock File Flow
Our Process
Easy Steps To GetThe File Flowing
Our process is structured, efficient, and built to protect momentum. We begin with a clear deal snapshot, conduct a focused review, issue a precise checklist, and guide the file through structured analysis. Every step is designed to eliminate uncertainty, reduce back-and-forth, and position the deal correctly for approval. Clean inputs. Defined direction. Disciplined execution.
Submit a Complete Snapshot
Start strong. Provide a clear summary of the opportunity—borrower profile, property details, loan request, income, and supporting financials. A clean, organized submission eliminates guesswork and accelerates initial review.
Receive a Target checklist
After review, you receive a focused checklist of required items. This is not generic—it is deal-specific. It identifies exactly what is needed to validate strength, clear risk concerns, and position the file correctly.
Get Strategic Deal Guidance
Beyond documents, you receive direction. Structure recommendations, DSCR insight, risk positioning, and lender alignment guidance. This ensures the deal is not just complete — it is strategically prepared for approval.
Review & Intake
Initial review of provided borrower, property, and transaction information
Identification of missing, incomplete, or inconsistent documentation
Value to client:
Clear understanding of the current state of the file and what is needed to move forward.
Personalized Checklist
Deal-specific document checklist
Clear distinction between required vs. conditional items
Value to client:
No guesswork. A precise roadmap of requirements aligned with lender expectations.
Feasibility Snapshot
High-level review of loan request parameters
Preliminary assessment of deal strengths and constraints
Value to client:
Early clarity on whether the transaction is directionally viable before investing more time or cost.
Program Fit Guidance
Initial alignment of the transaction with appropriate loan type(s).
Identification of programs that are unlikely to fit
Value to client:
Avoids misaligned submissions and wasted underwriting cycles. a
ph Font
Next-Step Action Plan
Prioritized list of next steps required to advance the file
Guidance on deal suitability
Pass, Processed, Restructure
Value to client:
Confidence in the path forward and control over timing, effort, and expectations.
Submission & Processing
Lender-ready submission package
Processing coordination and follow-up support
Faster turn-around time
No Guesswork!
Outcome:
A properly packaged, submission-ready file that transitions smoothly into processing and underwriting.
Start Your Deal the Right Way
Choose Your Pre-Screen Level
Pre-screening fees are credited toward full processing, ensuring you only pay once as your file moves forward.
Level 1
Express
$250.00
Level 2
Enhanced
$750.00
Level 3
Advanced
$1,500.00
Ready to take commercial deals from start to closing?
End-to-end pre-screening, processing, and underwriting support for commercial transactions.
Join the UW-Flow Network
Join the UW-Flow network to receive timely insights, practical tips, and updates on underwriting, processing, and commercial lending—designed to help you structure better deals and move faster with confidence.
UW-Flow provides independent commercial underwriting, pre-screening, and loan processing support services. We are not a bank, lender, or funding source unless explicitly stated in a separate written agreement.
All analyses and file assessments are based solely on information provided by the client and are intended for strategic positioning purposes only. Loan approval, terms, and funding decisions are made exclusively by the lending institution. No service guarantees approval.
Clients are responsible for the accuracy and completeness of submitted documentation. Fees are service-based and earned upon delivery of the agreed scope of work unless otherwise stated in writing.
UW-Flow maintains strict confidentiality standards and may utilize technology tools, including AI-assisted systems, to enhance efficiency. Use of this website constitutes acceptance of these terms.
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