1. Overview
UW-Flow (“Company,” “we,” “our,” or “us”) is committed to safeguarding your privacy and maintaining the confidentiality of the information you provide. This Privacy Notice explains how we collect, use, disclose, store, and protect personal information obtained through our website, digital platforms, and related services (collectively, the “Services”).
By accessing or using our Services, you acknowledge that you have read and understood this Privacy Notice.
2. Information We Collect
We collect information necessary to operate our business efficiently, evaluate transactions, and provide professional services.
A. Information You Voluntarily Provide
This may include:
Full name
Email address
Telephone number
Business name and title
Mailing address
Financial and transactional information
Documents uploaded (e.g., financial statements, tax returns, rent rolls, organizational documents)
Information submitted through forms, applications, or inquiries
B. Information Collected Automatically
When you visit our website, we may automatically collect:
IP address
Browser type and version
Device identifiers
Pages visited and time spent
Referring website
Usage patterns and analytics data
Cookies and tracking technologies
C. Information from Third Parties
Where applicable, we may obtain information from:
Credit reporting agencies
Public records and government databases
Financial institutions
Business partners and referral sources
Marketing and analytics providers
3. How We Use Information
We use collected information for legitimate business purposes, including:
Responding to inquiries and providing requested services
Processing and evaluating financial transactions
Conducting underwriting, due diligence, and risk analysis
Communicating service updates and relevant business information
Improving website performance and user experience
Complying with regulatory and legal requirements
Preventing fraud and protecting against unauthorized activity
We do not sell personal information.
4. Disclosure of Information
We may disclose personal information to:
Affiliates and related entities
Service providers performing services on our behalf
Lenders, investors, or financial partners in connection with a transaction
Legal, regulatory, or governmental authorities as required by law
Successor entities in the event of merger, acquisition, restructuring, or sale
All service providers are expected to maintain appropriate confidentiality and data security standards.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to:
Enhance website functionality
Analyze traffic and performance
Understand user behavior
Improve marketing effectiveness
You may control cookie settings through your browser. Disabling cookies may limit certain website features.
6. Data Security
We implement commercially reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, misuse, alteration, or destruction.
While we strive to protect your information, no electronic transmission or storage system can be guaranteed to be completely secure.
7. Data Retention
We retain personal information only for as long as necessary to:
Fulfill the purposes outlined in this notice.
Meet contractual obligations
Comply with regulatory requirements
Resolve disputes
Enforce agreements
Retention periods vary depending on the nature of the information and applicable legal obligations.
8. Your Privacy Rights
Depending on your jurisdiction, you may have rights that include:
Accessing the personal information we hold about you
Requesting correction of inaccurate information
Requesting deletion of personal information
Requesting disclosure of categories of information collected and shared
Opting out of certain data-sharing practices
To exercise your rights, contact:
We may verify your identity before fulfilling requests.
9. Children’s Privacy
Our Services are intended for business and professional use and are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.
10. Third-Party Websites
Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites.
11. International Data Transfers
Fulfill the purposes outlined in this notice.
Meet contractual obligations
Comply with regulatory requirements
Resolve disputes
Enforce agreements
12. Changes to This Privacy Notice
We reserve the right to update or modify this Privacy Notice at any time. Updates will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of any changes.
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Join the UW-Flow network to receive timely insights, practical tips, and updates on underwriting, processing, and commercial lending—designed to help you structure better deals and move faster with confidence.
UW-Flow provides independent commercial underwriting, pre-screening, and loan processing support services. We are not a bank, lender, or funding source unless explicitly stated in a separate written agreement.
All analyses and file assessments are based solely on information provided by the client and are intended for strategic positioning purposes only. Loan approval, terms, and funding decisions are made exclusively by the lending institution. No service guarantees approval.
Clients are responsible for the accuracy and completeness of submitted documentation. Fees are service-based and earned upon delivery of the agreed scope of work unless otherwise stated in writing.
UW-Flow maintains strict confidentiality standards and may utilize technology tools, including AI-assisted systems, to enhance efficiency. Use of this website constitutes acceptance of these terms.
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