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Pre-Screening & Underwriting
Express
High-level review to confirm deal viability and provide a clear next-step checklist.
Enhanced
Income and cash flow analysis to identify strengths, risks, and best loan program fit.
Advanced
Full pre-underwriting with structuring strategy to maximize approval probability.
Commercial Processing
Standard
Document collection, organization, and basic lender packaging to ensure your file is complete, structured, and ready for efficient underwriting review and submission.
Enhanced
Enhanced file management with underwriting alignment, condition tracking, and structured communication to maintain momentum and strengthen overall lender presentation quality.
Complex
Full-cycle oversight from intake through closing, managing coordination, compliance, and lender interaction to drive smoother execution and controlled transaction outcomes.
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Specialized services

Proven Results. Measurable Performance..

Our commitment is simple: deliver speed, structure, and certainty so your commercial financing moves forward with clarity and confidence.

Request Pre-Screen

24 to 48 Hour Turnaorund

Time

Once all required checklist items are received, initial file assessment and underwriting summary are delivered within 24 to 48 business hours.

This ensures fast clarity on deal viability, risk factors, and program alignment so momentum is never lost.

Lender-Ready Submission

Files

Every file is structured, organized, and formatted to meet institutional underwriting expectations before submission.

The objective: fewer lender back-and-forth requests, reduced friction, and a smoother path to approval.

Proactive Deal

Monitoring

Active files are tracked through a structured workflow process with milestone oversight.

Clients receive clear status updates and issue flags early—before they become closing delays.

Experience matters

We will provide you with good services and rights

Independent services

UW-Flow does not originate, underwrite for credit decision purposes, approve, commit, or fund loans. UW-Flow provides independent commercial underwriting analysis, pre-screening, and loan processing support services for SBA (7(a) / 504), Conventional, and CMBS financing transactions. UW-Flow is not a bank, lender, credit decision authority, government agency, or direct funding source unless expressly stated in a separate written agreement.

UW-Flow does not originate, underwrite for credit decision purposes, approve, commit, or fund loans.

No Guarantee of Approval or Terms

Submission of a file for pre-screening, underwriting analysis, or processing does not constitute a loan application with any lender and does not guarantee approval, commitment issuance, interest rate, structure, loan amount, or funding.

All credit decisions are made solely by the applicable lending institution or investor in accordance with their underwriting guidelines, credit policies, and regulatory requirements.

SBA-Specific Disclosure

For SBA-related transactions (including 7(a) and 504 programs), final eligibility, credit determination, and program compliance are subject to the rules and oversight of:

U.S. Small Business Administration

UW-Flow is not affiliated with, endorsed by, or acting on behalf of the SBA. All SBA loan approvals are subject to lender authorization and SBA program requirements.

Conventional & CMBS Transactions

For Conventional and CMBS transactions, underwriting standards are governed exclusively by the respective financial institution, life company, bank, debt fund, conduit lender, or securitization program guidelines.

UW-Flow provides file preparation and analytical support only. Final structuring, pricing, risk grading, and approval authority remain with the lender or capital source.

Reliance on Client-Provided Information

All underwriting analysis, financial modeling, cash flow projections, and risk assessments are based solely on documentation and representations provided by the client or third parties.

Clients are solely responsible for the accuracy, completeness, and legality of all submitted information. UW-Flow assumes no responsibility for errors, omissions, misrepresentations, or changes in borrower or property conditions.

No Legal, Tax, or Investment Advice

Services provided are analytical and administrative in nature and do not constitute legal, tax, accounting, investment, or financial advisory services. Clients are advised to consult licensed professionals regarding legal structure, tax implications, or investment suitability.

Fees & Earned Compensation

Pre-screening and processing fees are service-based and are earned upon delivery of the agreed scope of work. Fees are non-refundable once services have commenced unless otherwise stated in writing.

Where applicable, pre-screening fees may be credited toward full processing services subject to engagement terms.

Contact US:

[email protected]

1.866.893.5697

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UW-Flow provides independent commercial underwriting, pre-screening, and loan processing support services. We are not a bank, lender, or funding source unless explicitly stated in a separate written agreement.

All analyses and file assessments are based solely on information provided by the client and are intended for strategic positioning purposes only. Loan approval, terms, and funding decisions are made exclusively by the lending institution. No service guarantees approval.

Clients are responsible for the accuracy and completeness of submitted documentation. Fees are service-based and earned upon delivery of the agreed scope of work unless otherwise stated in writing.

UW-Flow maintains strict confidentiality standards and may utilize technology tools, including AI-assisted systems, to enhance efficiency. Use of this website constitutes acceptance of these terms.