Level 1
Express
Is this deal worth pursuing? A fast viability check before you invest time.
$595one-time
- High-level borrower and property review
- Immediate red flags
- Directional leverage and structure guidance
- Recommended next steps
MARKET REFERENCE RATES
30-day SOFR—
Prime—
5Y Treasury—
10Y Treasury—
Indicative only · Not a quote
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Services & pricing
Every service, in the order you'll need it.
Fixed, one-time fees for independent commercial loan support. Start with a pre-screen, find the right lender, then hand us the file for processing. Buy only the step you need.
Step 1 · Before a lender sees it
Pre-screening
A preparation and preliminary risk review of the borrower, the property and the numbers. Each level includes everything in the one before it. A pre-screen is not a credit decision.
Level 2
Enhanced
Do the numbers hold up under a lender's scrutiny? A full financial review.
$1,495one-time
- Everything in Level 1
- Spread financials and normalized cash flow
- Rent roll and operating statement review
- Business and global cash flow for owner-occupied
- Guarantor strength and key ratios
Level 3
Advanced
How should it be positioned? An institutional-grade review for complex deals.
$2,495one-time
- Everything in Level 2
- SBA, CMBS and institutional program fit
- Ownership, collateral and portfolio structure
- Documentation gap list and positioning
- Seller package for owners preparing to sell
Choose Level 1 for a single property with a simple ownership structure when you need a quick yes or no.
Choose Level 2 when you are heading to a real submission, or there are multiple entities, guarantors or tenants.
Choose Level 3 for SBA, CMBS or institutional programs, portfolios, layered collateral, or a planned sale.
Step 2 · Find the lender
Lender placement
Already have a lender? Go straight to processing. If you want us to find one, a UW-Flow loan officer takes the deal to market for you.
Loan placement support
One loan officer from search to closing
- Matches your deal to lenders whose programs fit it
- Negotiates terms on your behalf
- Carries the loan through to closing
- Serves as your single point of contact
By consultation
Scope and fees depend on the transaction. Share the basics and we'll set up a call to talk through placement.
Step 3 · After a lender is selected
Processing
We organize the file, prepare the submission, track conditions and coordinate third parties until closing. Each level includes everything in the one before it.
Level 1
Standard
For straightforward loans that just need to stay organized, complete and moving.
$1,995one-time
- Borrower intake and checklist management
- Deal summary and milestone tracking
- Condition clearing and lender requests
- Appraisal, ESA, insurance and title follow-up
Level 2
Enhanced
For multiple entities or guarantors, multi-tenant properties and detailed lender requirements.
$2,995one-time
- Everything in Level 1
- Full financial spreading
- Rent roll and operating statement analysis
- Underwriting narratives and early risk flags
- Direct coordination with appraisers and insurers
Level 3
Advanced
For SBA, CMBS and institutional programs, complex ownership and multi-property collateral.
$4,500one-time
- Everything in Level 2
- Program-specific file management
- Multi-entity financial analysis
- Conditions, exceptions and compliance tracking
- Full file ownership through submission
Not sure which one fits?
Tell us about the transaction and we'll recommend the right service and level before you buy anything.
After purchase, we confirm deliverables and expected timing in writing before work begins. UW-Flow provides independent underwriting and processing support and is not a lender. Credit decisions, terms and funding remain with the lender reviewing the transaction. No guarantee of loan approval or funding.
For brokers, lenders and firms
The UW-Flow platformEarly access
Membership gives professionals the underwriting engine, a deal workspace with a borrower portal, lender matching and a maturity book. The platform is opening in stages. Request early access and we will onboard you as seats open. Prices are published here, with no demo required.
Solo
One broker
For an independent broker running their own book.
$149per month
or $1,490 billed annually
- Underwriting engine and readiness score
- Deal workspace and borrower portal
- Three lender unlocks per deal
- Maturity book on closed deals
Team
Up to 5 seats
For a small brokerage working deals together.
$499per month
or $4,990 billed annually
- Everything in Solo
- Up to five broker seats
- Firm pipeline dashboard
- Deals stay with the firm
Firm
Unlimited seats
For an established brokerage with processors and assistants.
$999per month
or $9,990 billed annually
- Everything in Team
- Unlimited broker seats
- Processor and assistant roles
- White-label add-on available
Platform-only
Your own lenders
For firms that place deals with their own lender relationships.
$1,399per month
or $13,990 billed annually
- Engine, checklist, portal and processing tools
- Invite your own lenders at no cost to them
- Submission-readiness score
- No marketplace or unlocks
Deal file fee$99 member · $495 non-memberPer deal. Opens the deal workspace, lender matching and three lender unlocks.
Extra lender unlocks$95 · 5 for $395 · 10 for $695Reveal and submit to more matched lenders on a deal. Credits never expire.
Back-file unlocks$95 · 10 for $695 · 25 for $1,495Bring past closed files into your maturity book.
White label$299/mo · with custom domain $599/moTeam, Firm and Platform-only memberships. Your logo and colors on borrower-facing screens; custom domain adds a $500 setup fee.
Lender placement fee$1,500 per funded loanPaid by the lender, flat, only on deals matched through the marketplace. Deals a lender originates itself carry no fee.
Borrowers pay nothing when a broker or lender carries the file. Pre-screening, underwriting review and processing are billed separately at the rates above. Memberships renew monthly, or annually at a discount; if a membership lapses, deals already in progress keep member pricing until they close. All prices in USD.
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